Setting up and maintaining your budget with YNAB is simple and flexible. Meanwhile, you are still aiming to spend only the money you had available last month. That money is now available to roll over to the next month. If you go over on a category, you can shift money around to cover your additional spending.įor example, if you earn enough income that you have more money to budget, the top bubble turns green. This sets the foundation for adjusting your budget based on your cash flow and spending from the previous month.Īs you spend, YNAB shows you what is left in your spending categories. When you add a bank account, you can enter your transactions manually or choose to link your accounts. Plus, your total monthly inflows are visible. To the right sits the total amount budgeted for the month, along with your total monthly activity, and the total available amount of your budget. It is easy to personalize your budgeting by removing or adding categories in each section as needed.Īt the top of the screen sits your total cash flow for the month. You enter your categories, track your spending, and adjust if you go over or under in certain categories. The look and feel resembles traditional budgeting software. After the 34-day free trial, it costs US$5 a month to use the YNAB Web and mobile app. This personal financial budget app is income-based. It operates a bit differently from earlier versions and other budgeting applications. YNAB also has a Web version that eliminates the need to be limited to an operating system. The You Need A Budget app runs on Linux systems courtesy of Adobe AIR. You Need A Budget: A New Way to Track Your Spending Other packages require manual installation. Some are readily available in distro repositories. The products included in this budget-tracking roundup are not presented in any ranked order. A few might even help you figure out how to stem the financial bleeding, or at least slow it down for a month or two. Just because an application runs on Linux does not mean it is free to use.Īt a bare minimum, these applications and Web services will help you become more aware of where your money goes. Others are attached to Web-based software services. Some solutions are standalone applications. The winner for you might not be an open source entity. This week’s Linux Picks and Pans is a roundup of the best options for budget-tracking software for Linux. Ironically, the catch in finding your ideal budget software solution for your Linux OS is not open source - it’s that many of the budgeting app offerings cost money. A few of these non-Linux solutions are proprietary products.Īs is the case with the vacant category of Linux-made tax accounting software, some of your best options for working with your budget figures will be accessible through a browser. If you want an actual free budget program that works well with your flavor of Linux OS, a Web-based offering may your best - or perhaps only - option. If you still insist on finding a pure Linux-based application, do not mix the concept of open source with free. A number of Web-based solutions will more than meet your budget-tracking needs. Budget apps for Linux are part of a software category that has been all but abandoned. Budgeting apps come in all sizes and shapes. You can get this as an AppImage, Flatpak, Snap, or as a source code package from the project's download page. However, the repositories do not always give you the latest version. Most distributions already have Skrooge in their package sources, so you can install it conveniently via the package manager. The program was originally developed for KDE, but it also runs on other desktop environments. The current version of Skrooge is 2.28.0 from July 30, 2022. The project name is based on the character Ebenezer Scrooge from Charles Dickens's novella A Christmas Carol. It helps you to record your income and expenses, arrange them by categories, and evaluate them graphically. Skrooge was developed specifically for managing private finances. Anyone who wants to bring order to their personal finances and reveal potential savings will appreciate a good financial management program.
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